This calculator will help you create a complete payment schedule over the life of your loan - showing principle & interest on a monthly or yearly basis.
Enter the Principal, Interest, Term and starting month of the loan to see the monthly payment, principal & interest paid, and the remaining balance. The qualifying income (as per the "28/36" qualification ratio) is also shown.
If you want to see the effect of more elaborate prepayments (regular, one-time, etc.), we recommend you download The Home Buyer's Calculator. It's free, courtesy of Wheatworks Software.
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