Loan Survey Statistics, Loan Rates & Trends

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Loan Survey Statistics

HSH Associates has conducted the same objective, editorial survey every week for 25 years in metropolitan areas nationwide.

Below is an index to the mortgage statistics which we compile. Some we make available at no cost. Our in-depth statistics can be purchased on a one-time or a subscription basis.

For "frequently asked questions" about our statistics,
click here.

Daily National Stats - HSH's daily mortgage rate statistics come from surveyed data -- not advertising. Our FRMI includes loans of all sizes -- not simply conforming loans -- to give you a much better look at your market.

Interested in publishing stats on your website for Free?
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HSH Statistical Release - HSH's national interest rate benchmarks for FRMs and Hybrid ARMs.

Hybrid ARM Statistics (Weekly Series) - These are the latest statistics on the four varieties of hybrid adjustable rate mortgages. Like other ARMs, hybrid ARMs have a payout period of 30 years and an interest rate which adjusts periodically. Hybrids differ in that the first rate adjustment is delayed for several (3 to 10) years, after which the rate adjusts annually.

new! Agency jumbo (also known as expanded conforming and jumbo conforming) statistics - exclusively from HSH! Learn more!

Hybrid ARM Statistics (Weekly Series) - These are the latest statistics on the four varieties of hybrid adjustable rate mortgages. Like other ARMs, hybrid ARMs have a payout period of 30 years and an interest rate which adjusts periodically. Hybrids differ in that the first rate adjustment is delayed for several (3 to 10) years, after which the rate adjusts annually.

Weekly Metropolitan Statistics - HSH's Metropolitan Area Mortgage Statistics chart lists the average mortgage rates and total points (including origination fees) for some of the many metro areas which HSH surveys regularly.

National Monthly Averages - Here we present two decades of monthly national average mortgage rates for the most popular products of recent years. HSH offers the longest series of street-level pricing available.

Loan Rates & Trends

Every week for over 20 years, HSH Associates has collected
mortgage rates in metropolitan areas nationwide. The same objective, editorial survey techniques have also enabled us to amass a huge database of auto loan and home equity loan/LOC data as well. We've also collected a ton of ancillary data which may be of interest to you. Here's an index to the loan information we collect. Some of it is available free on our site, but most of it is sold on a one-time basis (for consumers) or a subscription basis (for others).

Graphs (3-year trending graphs) - Here's a three-year look at how the following rates have performed in the market.

Survey Sample - This is an editorial survey, which means that lenders aren't paid to participate. We collect "street rates" from the loan officers, which produces more accurate results than rates gathered from the marketing department or even the lender's own website.

Home Equity Loans - Get the latest information on home equity loan (second mortgage) products from lenders in over 24 metropolitan areas around the US.

Home Equity Lines of Credit - Get the latest information on home equity line-of-credit (HELOC) products from lenders in over 70 metropolitan areas around the US.

Auto Loans - Get the latest information on new and used auto loan rates from lenders in over 30 metropolitan areas around the US.

Comparisons -See how the Federal Funds rate affect mortgage rates.

Looking for More? Here's What You Can Purchase

For more in-depth historic mortgage statistics: jumbos, historical stats, etc.
We can also supply just about anything else you need.

  • Here is a list of the areas we typically cover.
  • Click here for Frequently Asked Questions about our statistics.

    • HSH ARMIndexes.com

    Get ARM index values directly from our database onto your desktop -- or directly into your database.

    Try our small, very fast demonstration program (less than 1 MB). Just download it to your desktop and try it. (The program makes no changes to your PC's registry.) Select an index you want, and get the latest value instantly -- straight from the HSH ARM Index database. No web browser required -- no waiting for e-mail. Learn more about HSH web service delivery.)

    The HSH Daily Index Update Service is available for as little as $25 per month.* Got questions? Need more indexes? Ask us. Or subscribe now.

    ARM Check Kit

    Use our ARM Check Kit to verify the interest rate on your Adjustable Rate Mortgage!

    HSH has tracked ARM indexes since ARMs were invented in 1981. Our ground-breaking ARM Check Kit showed consumers how to check their lender's interest rate adjustments back in 1986. We're savvy about indexes, which comes from a thorough knowledge of the mortgage market. After all, we've been the nation's largest publisher of consumer loan information for 25 years. Download a sample of our DIUS_55 report, which lists over 55 indexes & financial indicators every business day.

    We offer a variety of free content you can use on your own Web page. Click here to learn more.

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